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Company that collects information about your credit history and sells it to lenders, A summary of a person's borrowing and repayment history, The maximum amount that may be borrowed on a credit card, A document containing an individual's financial information focusing on payment of their credit obligations over time, A three-digit number (ranging from 300-850) based on an individual's credit history detailed in a credit report, Borrowing a specific amount and repaying the loan over a fixed number of payments, The price paid for the use of borrowed money, An amount of money given to the borrower for a set period of time and must be paid back with interest, The amount required to pay each month on a credit account, Requires that all money borrowed must be repaid in full every month, A type of credit agreement that allows consumers to pay all or part of the outstanding balance, Requires collateral that secures payment of the loan, Fundamentals of Engineering Economic Analysis, David Besanko, Mark Shanley, Scott Schaefer, Alexander Holmes, Barbara Illowsky, Susan Dean, Statistical Techniques in Business and Economics, Douglas A. 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